Where Community Matters

Checking

We have the account to fit your needs.

When it comes to personal banking, First State Bank offers a number of checking accounts to meet your individual needs. Choose a regular checking account, earn interest on your funds, or take a look at our Budget Checking. We have the account to fit your needs.

  • Budget Checking

    • No minimum balance; $2 monthly maintenance fee; $100 to open an account
    • Sign up for E-statements and have the monthly maintenance fee waived
    • FREE Internet Banking
    • FREE Check Imaging
    • 30 FREE debits per statement cycle; $0.25 charge for each debit in excess of 30
    • Dormant fee of $1.00 per month if balance is under $50 and inactive for one year

  • Regular Checking Account

    • FREE Internet Banking
    • FREE Check Imaging
    • $500 average daily balance to avoid a $5.00 monthly service charge; $100 to open an account

  • Senior Checking

    • FREE Internet Banking
    • FREE Check Imaging
    • FREE non-interest-bearing account for customers 62 years of age and older; No minimum balance; No service charge; $100 to open an account

  • Super NOW Hi-Fi Checking

    • FREE Internet Banking
    • FREE Check Imaging
    • Variable rate interest-bearing account; Corporations, cooperatives and partnerships are not eligible; $100 to open an account
    • $1000 average daily balance to avoid a $7.50 monthly service charge

  • Business Checking

    • FREE Internet Banking
    • FREE Check Imaging
    • Monthly service charge of $5.00 and $0.15 per debit
    • Account earns a Credit Allowance based on 80% of the average collected balance multiplied by the First State Bank variable savings rate up to the amount of the service charge

First State Bank will provide full account disclosures at the time an account is opened.