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Rates

 Account Product
Name
Minimum Opening
Deposit 
Minimum Balance to Obtain
Annual Percentage Yield 
Interest
Rate 
Annual Percentage
Yield 
12 Month Certificate of Deposit *a  $1,000.00  $1,000.00 *c    
    Daily Balances of:        
$1,000.00-24,999.99
$25,000.00 and up
(Special Rate)
    0.35 %
0.55 %
0.35%
0.55%
         
39 Month Certificate of Deposit *a
AMERICA'S SPECIAL CD WITH A ONE TIME BUMP
 $1,000.00  $1,000 *c
*Auto renewal to 36- month CD
* Interest to compound or auto deposit to checking.
   
    Daily Balances of:
     
  $1,000.00-24,999.99
$25,000 and up
    1.00 %
1.15 %
1.00 %
1.15 %
         
60 Month Certificate of Deposit *a  $1,000.00  $1,000.00 *c

    Daily Balances of:
   

$1,000.00-24,999.99
$25,000.00 and up


1.25 %
1.50 %
1.26 %
1.51 %
         
IRA/Roth/Coverdell Ed. 30 Month CD *a,b    $100.00    1.60 %  1.61 %
IRA/Roth/Coverdell Ed. Savings *b  $100.00    1.50 %  1.51 %

VIEW OUR CURRENT RATES:
 COMPLETE DEPOSIT RATE SHEET
 
  • a) A penalty will be imposed for early withdrawal.
  • b) The interest rate and annual percentage yield may change after account opening.
  • c) Daily balance. The amount of the principal in the account each day.

Fees could reduce the earnings on the account. Interest Rates and Annual Percentage Yields are current as of above mentioned date.