Privacy Statement

First State Bank collects nonpublic personal information about you from the following sources:

• Information that we receive from you on applications or other forms;
• Information about your transactions with us or others; and
• Information that we receive from a consumer reporting agency

We do not disclose any nonpublic personal information about you to anyone, except where permitted by law.

If you decide to close your account(s) or become an inactive customer, we will adhere to the privacy policies as described in this notice.

First State Bank restricts access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.

First State Bank maintains physical, electronic, and procedural safeguards that comply with federal standards to guard your personal information.

Visitors to the FSB web site remain anonymous. We do not collect personal identifying information about site users, unless you choose to provide such information to us via e-mail. Visitors may elect to provide us with personal information via e-mail. This information is used internally, as appropriate, to handle the sender's request and manage the bank's web site. It is not disseminated or sold to any other organization. Visitors should, however, keep in mind e-mail is not necessarily secure against interception. If you do not agree with the use of the information, or are not comfortable with the level of privacy, cancel the e-mail before it is sent. Visitors should call the bank directly, 641.843.4411, if requests or statements include private or sensitive information.